🎯 Get Your Free Zero-Based Budget Template
The exact spreadsheet I use to track every dollar — completely free.
5 tabs. Pre-built formulas. Ready to use in minutes.
What’s Inside the Free Budget Template
- 📋 Start Here Tab — Quick instructions so you know exactly how to use the template. No guesswork.
- 💰 Monthly Budget Tab — Zero-based budgeting by category (Housing, Essentials, Debt Payoff, Savings & Investing, Lifestyle). A “Left to Assign” cell auto-calculates until it hits $0 — the moment every dollar has a job.
- 💸 Expense Tracker Tab — Log every purchase here and it flows automatically into your budget’s actuals. No manual math, no double entry.
- 🔴 Debt Tracker Tab — Enter your debts and it orders them smallest balance first — the snowball method — and calculates months-to-payoff automatically as you attack the top one.
- 🎯 Savings Goals Tab — Set a target and starting point, and it calculates your % complete and months remaining automatically.
📥 Download Your Free Template
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Download the free Zero-Based Budget Template and start telling your money where to go.
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